Credit Reports

• Raise Your Scores by Rapid Rescore – Mortgage Purchase/Refinance
• Identity Theft – Options, Guidance & Support
• Best Credit Mix for Maximum Score?
• Soft Inquiries – Maximum Score Preservation – Credit Card Pre-Approvals
• Error on Your Credit Report? Get $/it Deleted/Removed
• Fraud Alerts – Equifax, TransUnion & Experian
• Tenant Background Check – Eviction – Different than Credit Report?
• Urgent Major Purchase – Maximum Score Boost/Preservation Tips
• Business Credit – What is it? How do You get it?
• Charge Off – Credit Card
• Increase Limit – Credit Card(s)
• What is a Credit Report? How to Read
• Co-Borrower – Joint Borrower – Difference Between
• Mortgage – Car/Vehicle – Co-Borrower Cosignor
• Lates/Late Payments – What You Can Do
• Mycase – Your Access, Help, Messages, & Support
• Identify Common Violations by Debt Buyers/Collectors – Are you Eligible to Receive Money?
• $1,000 (for You) if You did Not Receive Letter from Debt Collector/Buyer
• Can They Pull/Access Your Credit? Fair Credit Reporting Act (FCRA) – Impermissible Purpose
• Equifax, TransUnion & Experian – Consumer/Credit Reporting Agencies (CRA’s)
• Time-Barred Debt – Debt Buyers/Collectors
• Credit Reporting Agencies Violate Fair Credit Reporting Act (FCRA) During Dispute Process
• Experian Boost – Raise Credit Scores with Phone & Utility Payments
• Reduce Credit Limit on Credit Card(s) – Qualify for Mortgage & Preserve Age
• Dispute Results: Verified, Meets Requirements or Confirmed – now what?
• Re-Aging Debt (Collection)
• Lenders Not Required by Law to Report Your Payments / Loan
• Fair Credit Reporting Act (FCRA)
• Phantom Debt
• Zombie Debt
• Build & Improve Credit Scores by Rent – Rental Payment History
• What is a Credit Score?
• Addresses do not Affect Your Credit Scores
• Remove Name from Mortgage/Loan
• Debt Validation – Powerful – Your Advantage
• FICO® Scores – Credit Education Quick Videos
• UltraFICO™ Score – Improve Your Own Credit Score
• Decline/Denial Letter Project – Your Participation Appreciated
• Authorized User – Remove Your Name from Account
• Will Checking My Credit Score Hurt It?
• How Medical Bills Impact Your Credit Score
• How Public Records End Up on Credit Reports
• How Multiple Inquiries When Car Shopping Impact Your Score
• How is ReCredit Different from Other Companies?
• How Long Can Negative Items Stay on Your Report?
• What is a Credit Freeze?
• Why Are my Scores Dropping?
• How Do I Keep a Good Credit Score?
• What to Do if Your Child’s Identity is Stolen
• Using a Balance Transfer to Pay Down Debt
• How Do I Opt-Out of Offers?
• Good & Bad Credit Card Offers
• Can My Fiancée’s Bad Credit Affect My Score if We Get Married?
• Increasing Limits / Improving Credit with Authorized Users
• My Payment History is Excellent – How Can You Help Me?
• What Makes Up Your Credit Scores? FICO® Score
• What Are My Debt Relief Options?
• Cars, Credit, and Currency
• How Long Does it Take?
• Secured Credit Card – Helpful to Build Credit?
• Closed Accounts – Remove From Credit Reports?
• New, Young, No Credit/Thin File – Options to Build/Obtain Credit
• What (Credit Card) Debt is Best to Pay Off First (In Order)? Credit Score Simulator
• Start Building Credit – New, ITIN, or Immigrant
• Library: Credit, Debt, Legal and Mortgage/Lending Resources
• Tax Matters: Who Can Help ?
• Tips: Negotiate with Original Creditors to Reduce Rates, Payments & Amount Owed
• Bankruptcy – Best Solution for You? Factors to Consider
• Debt – How does it Impact Credit Scores?
• How to Download Your Credit Reports
• Charge Offs/Debt Collectors/Buyers Should You Pay or Settle?
• Want or Need 800 Scores? 720+ May Get You Best Terms
• Build/Improve Credit Fast After Charge Offs, Foreclosures, etc.
• Inquiries – Different Types – Impact to Credit Scores
• Personal Information: Does it Impact Credit Scores?
• Fair Credit Billing Act (FCBA) – Protection for you Against Original Creditors
• Why are there Different Credit Scores?
• CreditCheck Total: Alternative – Credit Karma/Equifax aren’t Updating Scores