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Credit Reports
Credit Reports
Raise Your Scores by Rapid Rescore – Mortgage Purchase/Refinance
Identity Theft – Options, Guidance & Support
Best Credit Mix for Maximum Score?
Soft Inquiries – Maximum Score Preservation – Credit Card Pre-Approvals
Error on Your Credit Report? Get $/it Deleted/Removed
Fraud Alerts – Equifax, TransUnion & Experian
Tenant Background Check – Eviction – Different than Credit Report?
Urgent Major Purchase – Maximum Score Boost/Preservation Tips
Business Credit – What is it? How do You get it?
Charge Off – Credit Card
Increase Limit – Credit Card(s)
What is a Credit Report? How to Read
Co-Borrower – Joint Borrower – Difference Between
Mortgage – Car/Vehicle – Co-Borrower Cosignor
Lates/Late Payments – What You Can Do
Mycase – Your Access, Help, Messages, & Support
Identify Common Violations by Debt Buyers/Collectors – Are you Eligible to Receive Money?
$1,000 (for You) if You did Not Receive Letter from Debt Collector/Buyer
Can They Pull/Access Your Credit? Fair Credit Reporting Act (FCRA) – Impermissible Purpose
Equifax, TransUnion & Experian – Consumer/Credit Reporting Agencies (CRA’s)
Time-Barred Debt – Debt Buyers/Collectors
Credit Reporting Agencies Violate Fair Credit Reporting Act (FCRA) During Dispute Process
Experian Boost – Raise Credit Scores with Phone & Utility Payments
Reduce Credit Limit on Credit Card(s) – Qualify for Mortgage & Preserve Age
Dispute Results: Verified, Meets Requirements or Confirmed – now what?
Re-Aging Debt (Collection)
Lenders Not Required by Law to Report Your Payments / Loan
Fair Credit Reporting Act (FCRA)
Phantom Debt
Zombie Debt
Build & Improve Credit Scores by Rent – Rental Payment History
What is a Credit Score?
Addresses do not Affect Your Credit Scores
Remove Name from Mortgage/Loan
Debt Validation – Powerful – Your Advantage
FICO® Scores – Credit Education Quick Videos
UltraFICO™ Score – Improve Your Own Credit Score
Decline/Denial Letter Project – Your Participation Appreciated
Authorized User – Remove Your Name from Account
Will Checking My Credit Score Hurt It?
How Medical Bills Impact Your Credit Score
How Public Records End Up on Credit Reports
How Multiple Inquiries When Car Shopping Impact Your Score
How is ReCredit Different from Other Companies?
How Long Can Negative Items Stay on Your Report?
What is a Credit Freeze?
Why Are my Scores Dropping?
How Do I Keep a Good Credit Score?
What to Do if Your Child’s Identity is Stolen
Using a Balance Transfer to Pay Down Debt
How Do I Opt-Out of Offers?
Good & Bad Credit Card Offers
Can My Fiancée’s Bad Credit Affect My Score if We Get Married?
Increasing Limits / Improving Credit with Authorized Users
My Payment History is Excellent – How Can You Help Me?
What Makes Up Your Credit Scores? FICO® Score
What Are My Debt Relief Options?
Cars, Credit, and Currency
How Long Does it Take?
Secured Credit Card – Helpful to Build Credit?
Closed Accounts – Remove From Credit Reports?
New, Young, No Credit/Thin File – Options to Build/Obtain Credit
What (Credit Card) Debt is Best to Pay Off First (In Order)? Credit Score Simulator
Start Building Credit – New, ITIN, or Immigrant
Library: Credit, Debt, Legal and Mortgage/Lending Resources
Tax Matters: Who Can Help ?
Tips: Negotiate with Original Creditors to Reduce Rates, Payments & Amount Owed
Bankruptcy – Best Solution for You? Factors to Consider
Debt – How does it Impact Credit Scores?
How to Download Your Credit Reports
Charge Offs/Debt Collectors/Buyers Should You Pay or Settle?
Want or Need 800 Scores? 720+ May Get You Best Terms
Build/Improve Credit Fast After Charge Offs, Foreclosures, etc.
Inquiries – Different Types – Impact to Credit Scores
Personal Information: Does it Impact Credit Scores?
Fair Credit Billing Act (FCBA) – Protection for you Against Original Creditors
Why are there Different Credit Scores?
CreditCheck Total: Alternative – Credit Karma/Equifax aren’t Updating Scores
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Experian Boost – Raise Credit Scores with Phone & Utility Payments
Credit Reporting Agencies Violate Fair Credit Reporting Act (FCRA) During Dispute Process
Reduce Credit Limit on Credit Card(s) – Qualify for Mortgage & Preserve Age
The Servicemembers Civil Relief Act – Financial Protection
Inquiries – Different Types – Impact to Credit Scores
Authorized User – Remove Your Name from Account
Build & Improve Credit Scores by Rent – Rental Payment History
Closed Accounts – Remove From Credit Reports?
Fair Credit Billing Act (FCBA) – Protection for you Against Original Creditors
Repossession – Car, Vehicle, Automobile – Options/Strategies Facts